WebThe new default BI/PD coverage limits are: Up to $250,000 for a person who is hurt or killed in an accident. Up to $500,000 for each accident if several people are hurt or killed. Up to … WebMay 2, 2024 · Bodily Injury coverage is what pays for any injuries to others from the accident. This includes everything from medical expenses—like doctor visits and physical therapy—to lost wages. Property Damage insurance covers damage to …
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WebMar 9, 2024 · So, for example, if your policy has a $25,000 bodily injury liability limit per person, a $50,000 bodily injury liability limit per accident, and a $25,000 property … WebApr 11, 2024 · Liability coverage contains two specific types of coverage: bodily injury (BI) and property damage (PD) liability. The bodily injury portion covers any medical bills — or funeral expenses — associated with a car accident in which you are at-fault. Property damage liability steps in to cover damages you inflict on the property of another. new laminate over old glue
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WebThis is a general term that covers bodily injury (BI) liability and property damage (PD) liability. See explanation of limits, above. Bodily Injury Liability Insurance (BI) BI pays for injuries to other people when the insured vehicle's driver is legally at fault. This coverage is required in Colorado, New Mexico, Utah and Wyoming. WebSep 8, 2024 · If you injure someone in a car accident, bodily injury coverage helps to pay their medical costs. It can also cover their lost wages if they can’t work after the crash. Although this coverage... WebBI-PD coverage applies when negligence is established by law whether the policy is issued for Ohio, Michigan, or some other state. The bodily injury liability coverage of your … new lamps for old aurobindo ghosh